Real estate appraisal services for homeowners in the city of Navarre and Santa Rosa County

See the top 7 reasons FL homeowners hire Appraisers of Northwest Florida:

  1. Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. Remove PMI to lower a mortgage payment
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a FL divorce, where real estate property needs to be divided
  7. To settle an estate in Santa Rosa county or FL by determining the true market value of real estate in question

Own a home in or near Navarre, FL and need help deciding the value of it?
Contact Appraisers of Northwest Florida.

At Appraisers of Northwest Florida, we understand the unique needs of a consumer after appraisal services. Our usual business clients understand the appraisal process and the usual reporting formats. As our client, we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Appraisers of Northwest Florida, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It's something concrete to show your buyer. It's an independent third party's opinion of your home's value, and not just how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value assessment than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. We are seasoned in helping folks just like you dismiss unnecessary PMI insurance.

Challenge property tax assessments

Lets say you live in a region that's declining -- your local tax assessor may have your house overvalued. That means you are most likely paying more taxes than you should. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from Appraisers of Northwest Florida is your #1 weapon.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow standpoint. Appraisers of Northwest Florida can help you reinstate your home equity line of credit with a professional appraisal.

Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you'd like to have an expert double-check it for accuracy or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Appraisers of Northwest Florida can go out and check the subject and comparables in question in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Appraisers of Northwest Florida can We can assist you. Even though this is usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your home.